Serving our neighbors from Wellesley, Weston, Natick, Newton, Needham, Framingham, Sudbury, Wayland, Marlborough, Brookline, Waltham, Boston, and beyond.
What exactly is a Dental Insurance "Preferred Provider"?
Many people have been misled by Dental Insurance Companies marketing the services of their contracted dentists as “Preferred Providers” with the inference that they have been selectively chosen on the basis of skill and integrity.
Nothing could be further from the truth!
Dental Insurance preferred provider dentists are those who have agreed to Contract Terms and Conditions dictated by a Dental Insurance Company and provide services to Insurance members inline with the conditions, restrictions and discounted reimbursement schedule the Dental Insurance Companies stipulate in their insurance policies.
They do not have special skill sets or other attributes to elevate them above "Out-of Network" dentists.
They have become preferred providers to Dental Insurance Companies to benefit their own commercial interests, NOT because of the level of care they can offer to you, the patient.
Consider this: if your dentist has agreed to a discounted fee, where is he/she compromising to make up the difference?
Your ideal "preferred" provider is an Independent dentist who is free to offer all treatments and options using the highest quality equipment and supplies without compromise. Your care should be determined by your chosen doctor and you, without the insurance company interfering for their own commercial gain.
Although most dental insurance companies don't advertise it, it is the rare company that will not cover an "out-of-network" claim.
Please keep in mind, your insurance contract is between you and the insurance company. We are happy to submit your claim for you but you are responsible for all financial obligations incurred during treatment.
Kramer Periodontology and Implant Dentistry
1 Washington Street, Suite 206, Wellesley Hills, MA